Is CreditRepair.com legit? CreditRepair.com is a legitimate company that offers credit repair services to consumers. It is upfront with what it can and cannot do to fix your credit situation and makes no guarantee. Since the company started in 2012, it has had over 955,000 customers.

Banks come into the picture of credit repair when you've had problems with your past credit; some banks may be willing to offer low-limit secured credit cards to help rebuild your credit. If used wisely, these active accounts can slowly raise your credit score over time.